Billing Eco System – Fintech Matrix

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Automate Your Revenue.
Simplify Your Billing.

A complete white-label solution to manage subscriptions, automate recurring invoices, and track your cash flow in real-time. Professional, branded, and built to scale with your business.

Automate Your Cash Flow with Smart Billing
What is an All-in-One Billing Platform for Telcos & B2C Retail?

An All-in-One Billing Platform is a high-performance engine that automates how a company calculates, invoices, and collects revenue. Unlike traditional software that can only handle one type of business, our platform is a “hybrid” system. It is robust enough to process millions of technical data records for Telecommunications providers, yet agile enough to manage simple monthly subscriptions for retail brands.

For Telcos, it acts as a “Rating Engine” that turns usage logs into accurate charges. For B2C Retail, it acts as a “Subscription Manager” that handles recurring cycles and customer renewals. By bringing these powers together, we offer a white-label solution that gives you total control over your cash flow, reduces manual admin by 90%, and ensures your customers receive a professional, branded billing experience every single month.

The command center for recurring revenue. Automate invoicing and complex subscriptions, use smart dunning to recover payments, and provide a branded self-service portal for scalable, predictable operations.

Telecom services

Simplify telecom revenue with automated usage-based billing, complex plan management, and real-time invoicing. Scale your services and subscriber data seamlessly with a branded, low-overhead solution.

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MVNO

Scale your mobile brand with automated billing, real-time tracking, and branded interfaces for diverse data plans.

MVNE

The powerful backbone for enabling operators. Manage wholesale settlements, multi-tenant hierarchies, and high-volume data processing seamlessly.

Beyond Invoices: How We Power Your Revenue

Our Billing Platform does much more than just send bills—it manages the entire lifecycle of your money. Think of us as your automated finance department that works 24/7. We handle the complex math of recurring subscriptions, track every payment in real-time, and automatically follow up on failed transactions so you never lose a sale.
Instead of you spending hours on spreadsheets, our system organizes your customers, payment schedules, and financial reports into one easy-to-use dashboard. We bridge the gap between your services and your bank account, ensuring that your billing is as professional, scalable, and secure as the rest of your business.

Why choose us

Why an “All-in-One” System is Vital for Your Growth

Unified Operations for Hybrid Models

Most platforms force you to choose between a “subscription tool” or a “telco rating engine.” Our All-in-One approach gives you both. Manage your core connectivity services (like Broadband or VoIP) alongside value-added retail services (like Streaming or Insurance) in one centralized database. This eliminates the need for multiple expensive software licenses and complex data syncing.

360-Degree Subscriber Visibility

When your billing is fragmented, your data is too. Our unified platform provides a single “Source of Truth” for every customer. From the moment they sign up for a mobile plan to the day they add a retail subscription, their entire history—usage patterns, payment failures, and upgrade paths—is visible in one dashboard, allowing for better support and smarter marketing.

Drastic Reduction in Operational Overheads

Manual billing is the enemy of scale. By automating the entire flow—from ingesting raw data files to sending the final tax-compliant invoice—you reduce the need for a large back-office finance team. Our All-in-One system handles the work of ten people, allowing you to reinvest those savings into marketing and network expansion.

Future-Proof Scalability

Your business today might be a niche VoIP provider, but tomorrow you might launch a B2C retail app. An All-in-One platform ensures you don’t have to “rip and replace” your software as you pivot. Our infrastructure is built to scale from your first 1,000 subscribers to your first 1,000,000 without missing a beat.

The Strategic Advantage

“Consolidating your billing into a single platform doesn’t just save money—it removes the technical barriers to innovation. Launch new bundles, adjust pricing, and enter new markets in days instead of months.”

Key Features & Benefits

Enterprise-Level Tools to Streamline Your Financial Operations

High-Performance Rating Engine

Specifically built for the data-heavy needs of Telcos. Our engine can process millions of Call Detail Records (CDRs) and data usage logs per hour. Whether it’s per-minute voice billing or per-GB data consumption, the system calculates usage with bank-grade precision.

Convergent Billing Capabilities

Simplify the customer experience by bundling multiple services onto a single invoice. Combine a Broadband connection with a Netflix subscription or a Mobile plan with a Gym membership. One brand, one invoice, one payment—total convenience for your customers.

Smart Dunning & Revenue Recovery

Give your clients a professional “Self-Service” experience. Through your own white-labeled portal, customers can view their billing history, download past invoices, and update their payment methods—all without needing to contact your support team.

Real-Time Financial Intelligence

Access a deep-dive dashboard that tracks the health of your business. Monitor your Monthly Recurring Revenue (MRR), track Average Revenue Per User (ARPU), and analyze churn rates with visual charts that make complex data easy to understand.

Global Compliance & Taxation

Expansion made easy. Our platform supports multi-currency billing and automatically calculates localized taxes (VAT, GST, or Telecom-specific surcharges) based on your customer’s location, ensuring you stay compliant in every market you enter.

The Benefit at a Glance

“We eliminate the need for two separate systems. By combining Telco-grade accuracy with Retail-style simplicity, you reduce your software costs, minimize human error, and provide a world-class billing experience.”

How It Works

A Seamless Journey from Usage to Revenue

Our platform simplifies the complex path of revenue management. We bridge the gap between your network or service and your bank account through a high-speed, automated 4-step process. Whether you’re processing a phone call or a monthly membership, the workflow remains effortless.

1. Data & Subscription Ingestion

Everything begins with data. Our platform connects to your infrastructure to ingest Call Detail Records (CDRs), data usage logs, or broadband signals for Telco services. Simultaneously, for Retail B2C, it captures new sign-ups, plan selections, and customer profiles via your website or app.

2. The Intelligent Rating & Logic Engine

Once the data is in, our engine applies your business rules in real-time.
For Telcos: It calculates costs based on usage, peak hours, or tiered data limits.
For Retail: It applies recurring flat fees, trial periods, or multi-buy discounts. The system ensures every penny is accounted for with 100% accuracy before the invoice is even created.

3. Branded Automated Invoicing

On the scheduled billing date, the platform generates a professional, high-resolution invoice. Because this is a White-Label solution, the invoice features your company’s DNA—logo, colors, and tax details. These are automatically dispatched via email or SMS, providing a premium experience for your subscribers.

4. Smart Collection & Settlement

The final step is getting you paid. The platform triggers the payment via the customer’s saved credit card, digital wallet, or bank account. If a transaction fails, the system doesn’t give up—it triggers an Automated Dunning Workflow to retry the payment and recover your revenue without you lifting a finger.

The “Hybrid” Advantage (Visual Summary)

Telco Flow: Usage Data → Rating → Branded Invoice → Direct Collection
Retail Flow: Subscription Sign-up → Recurring Logic → Branded Invoice → Direct Collection

Versatile Payment Solutions Tailored to Your Sector

Our platform is the secret engine behind diverse business models across the globe. By bridging the gap between technical infrastructure and retail simplicity, we empower leaders in these key sectors to automate their revenue and dominate their markets.

Telecommunications & Connectivity

Mobile & MVNOs: Manage real-time data rating, automated SIM top-ups, and prepaid/postpaid subscriber cycles with carrier-grade reliability.

Broadband & ISP: Automate billing for fiber and satellite services, including equipment rentals, installation fees, and tiered speed plans.

VoIP & Cloud PBX: Handle complex per-minute voice rating, international termination fees, and seat-based licensing in a single flow.

Wholesale & Interconnect: Streamline B2B settlements, manage carrier-to-carrier rate sheets, and reconcile high-volume global traffic.

Utilities & Emerging Tech

Smart Energy & Water: Process usage-based billing for smart meters with automated peak/off-peak price adjustments.

IoT Networks: Manage billing for millions of connected devices, from smart city sensors to fleet tracking hardware.

Retail B2C Subscriptions

Digital Media & Streaming: Power monthly or annual access to content libraries with instant provisioning upon successful payment.

SaaS & Software: Manage multi-tier subscription levels, free trials, and automated upgrades as your users scale their usage.

Health & Wellness: Ideal for gyms, yoga studios, and wellness clubs looking to automate monthly dues and member portal access.

E-commerce & Box Subs: Manage recurring “Subscribe & Save” models for physical goods, ensuring shipments only trigger after payment is cleared.